Running a business is stressful enough; you shouldn’t have to worry about your insurance policy.
Every business faces liability. Whether that results from a slip and fall at your store or a perceived failure of your product, businesses need protection. Even the simplest misunderstanding can lead to litigation and possibly the end of your business. For this reason, liability insurance is essential.
Liability insurance can be purchased as a standalone policy or can be bundled into a business owner’s policy to include property insurance. Our experienced insurance professionals can help you determine your business’s insurance needs, so contact us today.
Transportation is an essential element for nearly every business. Whether your employees are driving to deliveries, house calls, pick-ups or meetings, your business won’t happen without those vehicles. That’s why we offer a full range of commercial auto policies that will cover your fleet no matter its size or the miles driven.
If you have employees, you may be required to carry workers’ compensation insurance. Workers’ compensation is a form of insurance that provides wage replacement and medical benefits to employees injured on the job in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for negligence.
Even with policies in place to cover your home, your car and other property, gaps in coverage can exist and be very costly. In the event of a loss, if you exhaust your existing policy limits, umbrella coverage will kick in and cover those additional costs. Lawsuits can often lead to extraordinarily high award amounts that would not be covered without umbrella insurance. Contact us today to ask about coverage options.